body.page-id-11 #main {
  background: #F8FBFC;
  color: #101A22;
}

body.page-id-11 #content.page-wrapper {
  padding: 0 !important;
}

body.page-id-11 #content > .row-main {
  width: 100%;
  max-width: none;
  margin: 0;
}

body.page-id-11 #content > .row-main > .col {
  padding: 0;
}

body.page-id-11 .vm-policy-page {
  min-height: 60vh;
}

.vm-policy-hero {
  position: relative;
  overflow: hidden;
  padding: clamp(48px, 6vw, 76px) 24px;
  border-bottom: 1px solid #C7DFE7;
  background:
    radial-gradient(circle at 86% 18%, rgba(142, 212, 232, .3) 0, rgba(142, 212, 232, 0) 28%),
    linear-gradient(135deg, #DEF1F7 0%, #F8FBFC 72%);
}

.vm-policy-hero::after {
  position: absolute;
  top: -96px;
  right: max(3vw, 28px);
  width: 270px;
  height: 270px;
  border: 1px solid rgba(15, 92, 122, .1);
  border-radius: 50%;
  content: '';
  pointer-events: none;
}

.vm-policy-hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  width: min(1120px, 100%);
  margin: 0 auto;
  align-items: center;
  grid-template-columns: 76px minmax(0, 1fr);
  gap: 28px;
}

.vm-policy-hero__icon {
  display: grid;
  width: 76px;
  height: 76px;
  place-items: center;
  border: 1px solid rgba(15, 92, 122, .18);
  border-radius: 10px;
  background: rgba(255, 255, 255, .82);
  color: #0F5C7A;
}

.vm-policy-hero__icon svg {
  width: 38px;
  height: 38px;
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 1.7;
}

.vm-policy-eyebrow {
  margin: 0 0 12px !important;
  color: #0F5C7A !important;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .14em;
  line-height: 1.4;
}

body.page-id-11 .vm-policy-hero h1 {
  max-width: 820px;
  margin: 0 !important;
  color: #101A22;
  font-size: clamp(38px, 4.5vw, 58px);
  font-weight: 700;
  letter-spacing: -.035em;
  line-height: 1.06;
}

.vm-policy-hero__summary {
  max-width: 680px;
  margin: 18px 0 0 !important;
  color: #31505E !important;
  font-size: 17px;
  line-height: 1.65;
}

.vm-policy-layout {
  display: grid;
  width: min(1120px, calc(100% - 48px));
  margin: 0 auto;
  align-items: start;
  grid-template-columns: 244px minmax(0, 1fr);
  gap: clamp(40px, 5vw, 72px);
  padding: 56px 0 86px;
}

.vm-policy-sidebar {
  position: sticky;
  top: 112px;
}

.vm-policy-toc {
  border-top: 3px solid #0F5C7A;
  background: transparent;
}

.vm-policy-toc summary {
  position: relative;
  padding: 18px 34px 15px 0;
  color: #101A22;
  cursor: pointer;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: .04em;
  list-style: none;
  text-transform: uppercase;
}

.vm-policy-toc summary::-webkit-details-marker {
  display: none;
}

.vm-policy-toc summary::after {
  position: absolute;
  top: 22px;
  right: 4px;
  width: 8px;
  height: 8px;
  border-right: 1.5px solid #0F5C7A;
  border-bottom: 1.5px solid #0F5C7A;
  content: '';
  transform: rotate(45deg);
  transition: transform .2s ease;
}

.vm-policy-toc[open] summary::after {
  transform: translateY(4px) rotate(225deg);
}

.vm-policy-toc ol {
  margin: 0 !important;
  padding: 0 !important;
  border-top: 1px solid #C7DFE7;
  list-style: none;
}

.vm-policy-toc li {
  margin: 0 !important;
  padding: 0 !important;
}

.vm-policy-toc li::before,
.vm-policy-toc li::marker {
  display: none !important;
  content: none !important;
}

.vm-policy-toc a {
  display: grid;
  padding: 11px 0;
  border-bottom: 1px solid rgba(199, 223, 231, .75);
  color: #31505E !important;
  font-size: 14px;
  line-height: 1.35;
  text-decoration: none !important;
  grid-template-columns: 30px minmax(0, 1fr);
}

.vm-policy-toc a::before {
  color: #0F5C7A;
  content: attr(data-number);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .06em;
}

.vm-policy-toc a:hover,
.vm-policy-toc a:focus-visible {
  color: #0F5C7A !important;
}

.vm-policy-document {
  min-width: 0;
  padding: clamp(30px, 4vw, 52px);
  border: 1px solid #C7DFE7;
  border-radius: 12px;
  background: #fff;
  box-shadow: 0 18px 48px rgba(16, 26, 34, .055);
  counter-reset: vm-policy-section;
}

.vm-policy-intro:empty {
  display: none;
}

.vm-policy-review-note {
  position: relative;
  margin: 0 0 38px !important;
  padding: 18px 20px 18px 54px;
  border: 1px solid #B8DBE7;
  border-radius: 8px;
  background: #DEF1F7;
  color: #31505E !important;
  font-size: 14px !important;
  line-height: 1.55 !important;
}

.vm-policy-review-note::before {
  position: absolute;
  top: 18px;
  left: 19px;
  display: grid;
  width: 22px;
  height: 22px;
  place-items: center;
  border-radius: 50%;
  background: #0F5C7A;
  color: #fff;
  content: 'i';
  font-family: Georgia, serif;
  font-size: 14px;
  font-style: italic;
  font-weight: 700;
}

.vm-policy-review-note strong {
  font-weight: 600;
}

.vm-policy-section {
  counter-increment: vm-policy-section;
}

.vm-policy-section > h2 {
  scroll-margin-top: 126px;
}

.vm-policy-section + .vm-policy-section {
  margin-top: 48px;
  padding-top: 45px;
  border-top: 1px solid #D8E8ED;
}

body.page-id-11 .vm-policy-section > h2 {
  position: relative;
  margin: 0 0 25px !important;
  padding-left: 52px;
  color: #101A22;
  font-size: clamp(25px, 2.7vw, 32px);
  font-weight: 700;
  letter-spacing: -.025em;
  line-height: 1.2;
}

.vm-policy-section > h2::before {
  position: absolute;
  top: -2px;
  left: 0;
  display: grid;
  width: 36px;
  height: 36px;
  place-items: center;
  border-radius: 6px;
  background: #DEF1F7;
  color: #0F5C7A;
  content: counter(vm-policy-section, decimal-leading-zero);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .06em;
}

body.page-id-11 .vm-policy-section h3 {
  margin: 32px 0 13px !important;
  color: #0F5C7A;
  font-size: 20px;
  font-weight: 700;
  line-height: 1.3;
}

.vm-policy-document p,
.vm-policy-document li {
  color: #31505E;
  font-size: 16px;
  line-height: 1.75;
}

.vm-policy-document p {
  margin: 0 0 18px !important;
}

.vm-policy-document ul {
  margin: 4px 0 24px 5px !important;
  padding-left: 24px !important;
}

.vm-policy-document li {
  margin: 0 0 8px !important;
  padding-left: 4px;
}

.vm-policy-document li::marker {
  color: #0F5C7A;
}

.vm-policy-document strong {
  color: #101A22;
  font-weight: 700;
}

.vm-policy-document a {
  color: #0F5C7A !important;
  font-weight: 600;
  text-decoration: underline !important;
  text-decoration-color: #8ED4E8 !important;
  text-decoration-thickness: 2px !important;
  text-underline-offset: 3px;
}

.vm-policy-document a:hover,
.vm-policy-document a:focus-visible {
  color: #0B4962 !important;
  text-decoration-color: #0F5C7A !important;
}

.vm-policy-section--contact {
  margin-right: -20px;
  margin-left: -20px;
  padding-right: 20px;
  padding-bottom: 4px;
  padding-left: 20px;
  background: linear-gradient(90deg, rgba(222, 241, 247, .72), rgba(248, 251, 252, 0));
}

.vm-policy-section--contact + .vm-policy-section--contact {
  margin-top: 28px;
}

@media (max-width: 849px) {
  .vm-policy-hero {
    padding: 42px 20px 44px;
  }

  .vm-policy-hero::after {
    top: -120px;
    right: -100px;
  }

  .vm-policy-hero__inner {
    grid-template-columns: 52px minmax(0, 1fr);
    gap: 17px;
  }

  .vm-policy-hero__icon {
    width: 52px;
    height: 52px;
    border-radius: 8px;
  }

  .vm-policy-hero__icon svg {
    width: 29px;
    height: 29px;
  }

  .vm-policy-eyebrow {
    margin-bottom: 8px !important;
    font-size: 10px;
    letter-spacing: .11em;
  }

  body.page-id-11 .vm-policy-hero h1 {
    font-size: clamp(31px, 8.5vw, 42px);
  }

  .vm-policy-hero__summary {
    grid-column: 1 / -1;
    margin-top: 17px !important;
    font-size: 15px;
  }

  .vm-policy-layout {
    width: min(100% - 28px, 720px);
    grid-template-columns: minmax(0, 1fr);
    gap: 20px;
    padding: 28px 0 56px;
  }

  .vm-policy-sidebar {
    position: static;
  }

  .vm-policy-toc {
    padding: 0 16px;
    border: 1px solid #C7DFE7;
    border-radius: 8px;
    background: #fff;
  }

  .vm-policy-toc summary {
    padding: 15px 32px 14px 0;
  }

  .vm-policy-toc summary::after {
    top: 18px;
  }

  .vm-policy-toc nav {
    padding-bottom: 9px;
  }

  .vm-policy-document {
    padding: 27px 22px 34px;
    border-radius: 9px;
    box-shadow: none;
  }

  .vm-policy-review-note {
    margin-bottom: 32px !important;
    padding: 16px 16px 16px 48px;
  }

  .vm-policy-review-note::before {
    top: 16px;
    left: 16px;
  }

  .vm-policy-section + .vm-policy-section {
    margin-top: 38px;
    padding-top: 36px;
  }

  body.page-id-11 .vm-policy-section > h2 {
    margin-bottom: 21px !important;
    padding-left: 43px;
    font-size: 25px;
  }

  .vm-policy-section > h2::before {
    width: 31px;
    height: 31px;
    font-size: 10px;
  }

  .vm-policy-document p,
  .vm-policy-document li {
    font-size: 15.5px;
    line-height: 1.68;
  }

  .vm-policy-section--contact {
    margin-right: -10px;
    margin-left: -10px;
    padding-right: 10px;
    padding-left: 10px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .vm-policy-toc summary::after {
    transition: none;
  }
}